On your dashboard expand the single bureau lock feature in the list on the right.
Locking equifax credit file.
A credit report lock or credit lock has the same impact on your credit reports as a security freeze but isn t exactly the same.
What you need to know.
Locking your credit is a procedure that can help prevent identity theft and credit fraud by blocking access to your credit report.
You cannot have a security freeze on your equifax credit report along with a lock.
Request a fraud or active duty alert place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty.
These exceptions may include.
In connection with various settlements equifax is making at least six additional free equifax credit reports each year available online to u s.
Freezing or locking your equifax credit report prevents access by potential creditors and lenders but there are exceptions.
Freezing or locking your equifax credit report will not prevent access to your credit file at any other credit reporting agency.
Dispute information on your equifax credit report submit a dispute if you notice something is inaccurate or incomplete on your credit report.
Locking your credit costs nothing at equifax and transunion if you enroll in their separate locking programs but if you choose to use their joint program that locks both at once and also.
There are various types of credit scores and lenders use a variety of different types of credit scores to make lending decisions.
If someone attempts to apply for credit in your name while your file is locked you will be notified with a real time alert.
Credit report locks are mobile app enabled and allow you to lock and unlock your credit reports using identity verification techniques such as usernames passwords and touch id or face id technology.
With credit lock plus you are in control of your credit reports at transunion and equifax.
When you lock your credit file with a specific credit bureau lenders can no longer access your credit file from that bureau.
To lock your equifax credit report using equifax credit report control sign in to your product.
A credit lock also known as a security lock has the same result as a credit freeze but it s easier and quicker to lock and unlock your credit than to freeze and un freeze or thaw it.
You can then click lock now to lock your equifax credit report.